Dec 11
Still a bit stumped about finding the perfect gift ? Here are some suggestions to get you inspired and keep you from spending yourself silly :
Wal-Mart
Has great online specials and you can get free shipping if you spend a minimum amount of $45.00 :
- Ematic $GB Built-in Flash MP3 Video Player with 1.5” screen, various color choices for $27.00
- Nintendo DS Video Game Bundle 2 for $30.00, selected choices
- HP DeskJet 1051 All-in-one Printer and USB Printer cable for $29.00
- “Harry Potter and the Deathly Hallows: Part II” DVD $14.96
- “The Help” DVD for $16.96
- Personalized Street Sign $16.72
- Sylvania 8GB MP3 Player with Camera and FM Tuner $39.98
- 1 Gallon Aqua Culture Betta Fish Globe Bowl Aquarium with multi colored LED $11.97
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ALDI
You still have the chance to pick up on inexpensive baking essentials at Aldi:
- Stainless Steel Baking Utensils are $2.29 each,
- Baking or Butter Cooking Stray $1.29
- Andes Crème De Menthe Baking Chips $2.29
- Mini Christmas Tree $7.99
- On Wednesday, Dec. 7th
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Dec 02
Celent senior analysts, Asian Financial Services Group Admission to the event is FREE for Celent clients, insurers, technology firms and the media, but space is limited and pre-registration by Wednesday, January 4 is required. Please click here for more information.
Tags: Technology
Nov 24
On the eighth day of Christmas, my true love sent to me…eight things to know about gift cards this holiday season. Sure, you might have been expecting some milk maids or something, but with gift cards firmly entrenched as the most popular type of holiday present and the U.S. agriculture industry not what it once was, you might find this more useful. So gather together your swans, geese, golden rings, calling birds, French hens and turtle doves; get that partridge out of the pear tree; and settle in to learn everything you need to know about getting better gifts this year
1. Last year’s leftovers are still valuableIt’s not just you; all of us in general don’t even come close to using all of the gift cards we receive each year. In fact, a quarter of U.S. adults have at least one gift card left over from last year, and 55% of them have more than two, according to a Consumer Reports Holiday Survey. The top three reasons people gave for not using their cards: not finding anything they want to buy, lack of time, and forgetfulness. It’s not
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Tags: Cards, Gift Cards
Nov 18
The massive hit delivered by stamp duty to those buying a home costing more than £250,000 has been laid bare by an interesting bit of research by the Council of Mortgage Lenders.
Its study actually takes aim at trying to convince the Government to extend the temporary reprieve on stamp duty charged at 1 per cent for first-time buyers if they buy a home costing less than £250k. (This is due to end in March.)
But the more powerful point made in its chart is quite how much of a tax grab has been scored by introducing higher stamp duty bands at £250k and £500k and then failing to lift those in line with house price inflation.
Tags: Duty, Stamp Duty
Nov 10
In 2009 the administration started the “Home Affordable Refinance Program” HARP to stop the tidal wave of homes being foreclosed on. The idea was to let homeowners refinance at lower rates, however many could not qualify for the program, therefore the HARP had to be revised.
The newest guidelines being introduced promises more help. For instance, homeowner’s eligibility is not dependant on how much their home’s value has fallen. Under the old guidelines, only those homes whose values were no more than 25% “under water” were eligible. This left many being stranded since most homes have fallen by 50% or more.
Only loans backed by Fannie or Freddie are eligible, providing they were sold to them prior June 2009. In addition, the homeowner must be current for the last six months, and may not have more than 1 missed payment during the past 12 months. Fannie and Freddie own or guarantee about half of all U.S. mortgages, however, banks are now not bound to buy back the mortgages from Fannie or Freddie.
Refinancing is expected to be less expensive. Many fees, such as lien processing, costs for closing and fees for title insurance will be eliminated. Those homeowners Read full post…
Tags: Homeowners